Privacy Policy
Welcome to https://getzeropercentfunding.com (the “Site”), owned and operated by Novagen LLC and Monto LLC (“we,” “us,” or “our”). We value your privacy and are committed to protecting your personal data. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our Site or use our services.
1. Personally Identifiable Information
“Personally Identifiable Information” (“PII”) refers to data that can be used to identify, contact, or locate an individual, including but not limited to: name, address, email address, phone number, fax number, financial details, social security number, credit card information, and social media profile data. It does not include anonymized or aggregated data that cannot be linked back to an individual.
2. Information We Collect
We may collect the following information:
- Basic user profile data from all Visitors
- For Authorized Customers: name, email, phone number, mailing address, business name, social media profile links, financial information, and any other voluntarily submitted information through contact forms or account registration.
3. Who Collects the Information
We collect information directly through our Site. In addition, third-party service providers (e.g., payment processors, banks, and escrow services) may collect personal data to provide services. While we strive to partner with reputable providers, we do not control how third parties use such data and recommend reviewing their respective privacy policies.
4. How We Use Your Information
We use your PII to:
- Provide and customize our services
- Respond to inquiries and offer customer support
- Improve our website and service offerings
- Notify you about changes, offers, and updates
- Fulfill legal or contractual obligations
5. Sharing of Information
We may share information:
- With service providers and partners on a need-to-know basis
- With other Authorized Customers for collaboration or evaluation purposes
- In aggregated or anonymized form for analytical purposes
- To comply with legal obligations or law enforcement requests
6. Data Storage and Security
All PII is securely stored and accessible only by authorized personnel. Sensitive data, such as social security or credit card numbers, is encrypted during transmission. Despite our best efforts, no digital platform is 100% secure, and we cannot guarantee absolute security.
7. Cookies and Tracking Technologies
Cookies are small data files stored on your device to enhance user experience. We use cookies to:
- Remember user preferences
- Analyze site traffic
- Enhance security
You can disable cookies via your browser settings. Note that some site features may not function properly without cookies.
8. Third-Party Cookies and Advertising
Our partners, including Google AdSense, may use cookies to display personalized ads. Visit our Cookie Policy page for more information on the specific cookies used.
9. Log Data
We collect log data such as IP address, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and clickstream data to analyze trends and administer the Site.
10. User Rights (GDPR & CCPA)
You have the right to:
- Access your data
- Correct inaccurate information
- Request deletion of your data
- Object or restrict data processing
- Withdraw consent at any time
- Request data portability
- File a complaint with a regulatory authority
California residents may request a list of third parties with whom we share data for marketing purposes, as per the California Consumer Privacy Act (CCPA).
11. Data Retention
We retain PII as long as necessary to provide services, comply with legal obligations, resolve disputes, and enforce agreements. If requested, we will delete or anonymize your data unless legally required to retain it.
12. Children’s Privacy
We do not knowingly collect data from anyone under the age of 18. If you believe a child has submitted personal data to us, please contact us immediately for removal.
13. Changes to This Policy
We may update this Privacy Policy periodically. Any changes will be posted on this page with the updated date below. We recommend reviewing this policy regularly to stay informed.
14. Links to Other Sites
Our Site may contain links to external websites. We are not responsible for the privacy practices of other sites. We encourage you to read the privacy statements of every site you visit.
15. Contact Us
For questions or concerns regarding this Privacy Policy, please contact us at:
Last Updated: March 25, 2025